Metromedia Agent Support Center 

Metro Landmark Program is a program that is geared to allow the business to have a one stop human resources program and keeps the merchant totally compliant. Commissions on this program are RESIDUAL and you typically do not see a frontside commission but benefit 25% of the total fees for the service the business pays and the commission checks come monthly on this program. Typical contract is 3 years Department manager Jim and Jennifer Herz will always give a breakdown on the program, and commissions. Your job is to simply send them there for services as you see fit We only do one level of payroll service and that is the prime gold

This image shows the different programs  

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One of the flagship programs at Metromedia, this is where we set up businesses to offer financing to their customers with out having liability or recourse. The one time enrollment the merchant pays is for a custom URL landing page and CRM for the business to track applicants as funds are directed to the business. The commissions are $100.00 up front for the enrollment paid the following Friday after enrollment and you also benefit 25% of all origination costs charged to the deals originated from that merchant. This program will DISCOUNT the deal to the merchant - example a roofing company sells a $10,000.00 job on financing but the origination from that lender sets at 4% then the roofer would see $9,600.00 and the other $400 is origination so you would make $100.00 from that at 25% - here is how the total origination is dispensed - 25% You 25% company overhead 25% underwriter working the consumer finance side and the other 25% is to the clearinghouse that does the payment processing for the buyer paying. The monthly service for the merchant to pay is $59.00 per month with no contract, but as long as the merchant is using the program we waive the monthly fee - that number is them doing $10,000.00 per month and the monthly fee is rebated off of the first funding if they fall below the $10,000 threshold. Typically speaking- the national average in usage is $43,000 monthly- so it is rare to see a merchant pay anything monthly here (1 out of 23 will) this program has a 96% retention and pays commissions on the originations 2 times a month  

NOT a loan- a merchant cash advance is an opportunity for your merchant to secure a sign only personal guarantee advance against future receivable income. There are 3 tier programs inside Metromedia, and 3 "outside programs" we will use. Commissions to the ISO will show as follows: GOLD- a paper - Metro-Toledo Advance platform pays you 10 points, Rates in this program are factor at 1.24-1.29 terms are 150,200,250 or 300 days. Your merchant must have a 670 FICO and 1 year in business or better with no negative balances to qualify for Toledo This platform will only accept weekly or bi-weekly payments

Metro-Advantage is the middle of the road, rates will be from a 1.29-1.39 terms will go 55,80,120,or 150 days this platform only accepts weekly or daily payments commissions are 7 points of the funded amount credit must be a 550 or better and the business must not have no more than 3 negative days in 3 months business must be over 6 months old at submission.  Metro- Ironwood Is the high risk platform where the business must be over 3 months old, must have over a 500 credit score, rates will be 1.49-1.599 and terms will max at 100 days Negative days are case by case but as long as there is no more than 9 over 3 months they typically approve. Commission is 7% of the funded amount and the company has the ability to add additional origination fees to the deals whereas it is split with them , and we split our cut with the ISO. This allows ISO's to make 9-10% of the funded amount on the file

Metro-FundFi is the outhouse high risk platform that accepts credit as low as 400 as long as the business is solid, commissions are 6.5% of the funded amount and terms can go to 200 days and always daily. We will use this platform in occasions where the business is high risk but qualifies for a substantially higher dollar amount than the ironwood platform will allow. 

Metro-speed is the platform on the outside we use when a merchant may be considered medium to high risk but have strong credit card sales, this is the only platform that allows credit scores as low as 449 and time in business of 2 and 1/2 months and unlimited negative days. This platform pays 7 points Metro-probation is the platform where a merchant was found to be a prior default, a starter - re-establishment offer on a 30 day advance is offered to the merchant at 1.499-1.599. We require they are making an attempt to pay off bad debt and will use this program to re-establish a positive pay history. This platform pays ISO's 5 points and credit of any kind is accepted, as long as banking activity shows affordability. 

Metromedia Funding Solutions has pre-standing deals with many different equipment dealers, construction, restaurant and trucking are especially strong, so when your merchant needs a item, we find we can usually get that item cheaper than they can, and pass the savings along and split whatever commissions there are to be made with the ISO

Metromedia Funding Solutions has a standing agreement with 13 different insurance providers in the business insurance space and liability insurance space and can usually save its merchants up to 35% on premiums These companies pay a referral fee to Metromedia for that client and that fee is split with ISO's

We also have a standing deal with Hilton Honors on company travel packages and also split the referral commission with you.    

there are 2 platforms IRONWOOD lease buy back is where we buy property and lease it back to the owner with a balloon payment in 18 months for the owner to buy it back from us, this pays 5% of the funded amount COMPTEC is a 5 year lease buy program where your merchant can buy computer equipment deeply discounted but financed at full rate and receives a rebate for the difference and also pays 5% of the funded amount

Both programs are monthly payments  

This program allows Metro ISO's to set up a business financing services portal for businesses to refer business to business financing services to this in house platform. The business adding the site to their website receives a 1% per funded deal that comes from their own personalized landing page. This service turns the ISO into their account representative for Metro-Flex Business (different than the metro-flex consumer side) Every business looking for financing for a product or service from the referring business then becomes the deal owner to the applicant. I.E. if you have Bob's print shop that has a landing page on his site that Gary the ISO had set up for him than the applicants coming from Bob's Print Shop then will become Newley assigned status leads that belong to Gary, the ISO  to work. The costs of paying out Bob's would then be built into that applicants deal and commissions across any platform will remain as shown  on this page   

This image shows what Metro-Landmark includes

Our system pays you 25% of the total fees collected monthly on this program and our system is a state of the art system. We have standard to all enrolled merchants, contactless payment machines - no costs for them, full integration in Google Pay and Apple Pay, we have the ONLY system in the country that has a live -on-the-fly deposit system, that means when a customer uses their card the funds show immediately in their account, this is a huge selling point. ( it should be mentioned here just because we sent live does not mean their bank posts live- we have several merchants we have referred to Bank of America or Wells Fargo to set that up because the smaller banks will post it to them it seems like whenever they feel like it, management will work with the merchant) We always try to under-cut the current processing and the residual income is paid monthly. There is no frontside commissions in this program. 

Another selling point is when a merchant is inside our processing, we can usually fund them for substantially higher approvals. 

Metromedia uses Copperwood Factorview for these deals, commissions are 5% of the fees collected on the file. The factoring shows a little higher than others out there, but has a easy approval process for  your merchants accounts and also works well with the ironwood platform. The selling point is the customer service and there is no frontside commissions on these deals, but in most cases will go hand in hand with a Metro Ironwood advance. 

These are colleterial deals against business real estate and pay 1% of the funded amount, however there will never be a deal under $100,000 and the platform is geared to go up to $10,000,000.00 per occurrence. Title searches and appraisals are required, Metromedia Funding Solutions is licensed out of Los Angeles County California and can write these in all 50 states, good for real estate programs, Funding is about 26 days from app to closing and credit must be a 650 or better. Income verification is not required in this program. Rates to the merchant are 5.1 APR to 8.1 APR terms are 15 or 30 years monthly payments and the option of interest only payments are allowed in most deals with a balloon. The program is geared only for real estate style deals. 

The secured advance platform is a Metromedia Ironwood platform exclusive, This program operates like a merchant cash advance but allows your merchant to leverage paid off property or property that has a mortgage, but equity to qualify for a substantially longer term and higher dollar amounts, Rates will go up to a 1.59 but become attractive to merchants who have destroyed their credit, or even have a default history. Terms will go from 9 months to the max of 3 years. Payments are daily but in many cases will be able to set a deferment schedule and are real handy for merchants that have a game plan. The selling point is as they pay the advance down, without doing additional paperwork funds may be drawn down from its equity as payback commences. Commissions are the same as the Metro-Ironwood high risk platform so it is a great product for ISO's too 

This Metro Exclusive program offers applicants who have been in business at least 9 months with a credit score of over 610 and high average daily balances in the business checking account to qualify for a term loan up to 10 years. The program is a simple interest program that is 2% APR calculated per month, so if they take a 10 month deal and go to full term they will pay 20% APR if they go the whole 10 years, that's ugly. We only use this program when the merchant is adamant about only a monthly payment, or when there is a fast, solid exit strategy where the merchant can pay off early. This program also works as our consolidation program as long as the merchant has not taken funding in the past 3 months and not missing payments, the program will allow the merchant to pay off all daily positions and go into a monthly payment that is usually 1/3 of the daily payments coming out currently. When we have merchants with strong balances but multiple daily payments coming out this option becomes one of the strongest selling points we can give.    

SELF- credit builder- we do not believe in credit repair here but DO believe in setting up a program where your merchant can open up a savings CD program at $25.00 per month that will record to their personal credit and proven to boost credit scores by 50-100 points over the course of 3 or 4 months and it is a great service to your merchant. There is no referral program for this service but Metromedia Funding Solutions will pay the ISO a flat $5.00 for each merchant enrolled This program is not designed to make you money but to improve your merchant's life

Marketing Mentor Program A big selling point to Metromedia is that each merchant will get an analysis on how to make things better and more profitable in their business, marketing programs pay 33% of the profits of each program and there are 1,000's of solutions we will offer. Each offer will be explained to you before the merchant learns about the availability.